An important part of our mission is providing financial education to people with disabilities. Our education efforts help people make more informed decisions about managing their personal finances, which allows them to take control of their financial future.

Cents and Sensibility:

The front cover of Cents and Sensibility, 7th edition, has a white border and light green layout, with the PATF logo in the top left cover. The cover says 'Cents and Sensibility' and has an arrow pointing to the subhead that reads 'A Guide to Money Management,' in dark blue textA Guide to Money Management

As part of our financial education mission, we developed a book called Cents and SensibilityA Guide to Money Management. Our pilot programs that used this book as a teaching manual taught us that all people, including those without disabilities, can benefit from this information. Everyone needs to understand how to manage their money so that their money doesn’t manage them!

Please use the following links to access Cents and Sensibility:

White binder stands upright on a table. The cover reads Cents and Sensibility: A guide to money management, Educator Companion Manual. In front of it lays a white binder opened up to a spread showing two different activities, one with a venn diagram, the other with a grid of spaces to fill in. The binder includes chapter tabs and a yellow sheet at the front sticking out that reads For additions and up-to-date electronic files of this manual and the accompanying slides, please visit: and Sensibility Educator Companion Manual

The Cents and Sensibility Educator Companion Manual was developed by a team of educators to accompany award-winning Cents and Sensibility: A Guide to Money Management with accommodations for classroom use. While we strongly believe all students should receive a high-quality financial education, we know students with disabilities have unique financial education needs. This manual helps teachers develop relevant lessons and activities for students with and without disabilities on topics such as earning income, saving, and using financial services.

Please use the following links to access the educator manual:

Financial Fundamentals: Discussion Starters for Youth

With more and more personal finance classes being taught in our schools, we were glad to be involved in the development of a guide for transition-aged youth. This will be used by the Pennsylvania Department of Education, Bureau of Special Education.

Money Talks: A Free Webinar Series on Financial Empowerment for People with Disabilities

Pennsylvania Assistive Technology Foundation (PATF) and partners have come together to bring you Money Talks, a free webinar series on financial empowerment for people with disabilities. At a time when many people were working and learning from home, we wanted to provide an opportunity to increase your financial knowledge and skills where you are. Each month, Money Talks dove into a different topic with information and resources needed to handle the unique financial issues that impact individuals with disabilities, including new issues that arose as a result of the COVID-19 pandemic. If you are a person with a disability, a family member of someone who has a disability, an advocate, an educator, or a service provider, this series is for you.