Conference Graphic Illustrations – Text Only

Scroll through to find each graphic illustration’s text description.

Morning Keynote

Vision for the Future and speakers listed at the top: Governor Tom Ridge, Steve Suroviec, CEO ACHIEVA

“PATF” is written across the top and is connected to two boxes with images and text that say:

  1. provides:
    • Access to devices like hearing aids – adjacent cartoon of a face with a hearing aid in an exaggeratedly large ear
    • Financial education
  2. It’s about Financial Empowerment – adjacent cartoon of woman in a wheelchair, smiling and holding up her fist, surrounded by dollar signs and an arrow that leads to a third box below with two phrases:
    • Controlling One’s Life
    • Claiming One’s Rights

Financial Independence is Empowering

  • Use Your position to Help, Everyone wants to better themselves – cartoon of two hands reaching toward each other, one from above and the other from slightly below
  • Society puts PWD in a box – cartoon of a person’s head sticking out of a box; the word “Rules” is written on one side of the box; the word “Expectations” is written on the other.

Everyone can Work, Save & Build Wealth – cartoon hand points to a briefcase under the word “work,” a bank under the word “save” and a bag of money under the words “build wealth.”

Bottom content: PATF logo, October 3, 2019, and Terry LaBan BreakThrough Visuals logo, www.breakthroughvisuals.com

 

Financial Education 101

Vision for the Future and speakers listed at the top: Hilary Hunt and Holly Zugay

Financial Education is a Process – cartoon of a young boy and an older man with the text: It takes a lifetime, it never ends! Everyone needs it, but not the same kind. An arrow points to two checkboxes:

  • Not “One & Done”
  • Not the same as literacy, capability, or empowerment

PWD have Unique Issues

  • Caregivers?
  • Programs?
  • Family?

Government Agencies

  • Consumer Protection Bureau, etc.
  • FDIC
  • Safe

Employment First – Getting a job as a first consideration – cartoon of large hand in business suit reaching out to shake hand of a person in a wheelchair saying “You’re hired!” and an arrow to the words Integrated and Competitive.

Don’t Hesitate to Seek Advice – cartoon of a face that looks confused with question marks around the head and holding up one finger. Another face has two word bubbles which say:

  • Have open conversations
  • Admit what you Don’t Know

Bottom content: PATF logo, October 3, 2019, and Terry LaBan BreakThrough Visuals logo, www.breakthroughvisuals.com

 

Financial Education 102

Vision for the Future and speakers listed at the top: Karen Carr, Shari Mamas, Esq., and Susan Tachau

SSDI & SSI

  • All or Nothing
  • Living on SS Benefits means Poverty – cartoon of woman with sweat droplets coming off her head holding a check that reads SSI
  • So there are Work Incentives
    • Expedited Reinstatement – request benefits restart if a job doesn’t work out – cartoon of a man with a box full of office items like a desk lamp

Consult a WIPA – cartoon of a woman wearing a telephone headset

PA ABLE – tax-free account for disability-related expenses

Ticket to Work Program

All Adults have a Right to make Decisions but sometimes need:

  • Substitute Decision Making
  • Supported Decision Making (still allows individual to have a say) – cartoon of two women, one has her arm around the other

Financial Decision Making

  • Representative Payees
  • Trustees
  • Guardianship

Special Needs Trusts

Social Security Red Book for more information – cartoon of a red book

Bottom content: PATF logo, October 3, 2019, and Terry LaBan BreakThrough Visuals logo, www.breakthroughvisuals.com

 

Where Financial Education Fits

Vision for the Future and speakers listed at the top: Kristen Ahrens, Shannon Austin, Kevin Hancock, and Nancy Murray, Moderator

OVR: Educating PWD about working and the barriers they’ll encounter – cartoon of a man in a wheelchair holding a slip of paper asking, “What happened to my check?”

ODP: All about Support

  • Thinking about people through the Lifespan – cartoon of baby with an arrow to a grave
  • “Habilitative Services”
  • Financial Education is part of a Whole Being – cartoon face looking peaceful with dollar signs around it

OLTL: Financial Education is relatively New

  • “Employment is a social determinant of Health”
  • Cartoon of Kevin Hancock, Deputy Secretary, PA Dept. of Human Service, OLTL holding his hands up with an arrow with the words, “could use some Help in this area”

Benefits Counseling: the stakes are High – cartoon of woman looking worried with sweat droplets coming from her face, holding a piece of paper with the word “terminated” written across it; another cartoon of a seal that says VCU Certified

Guardians can’t be Paid Caregivers – cartoon of woman in a wheelchair with a man pushing her and a dollar sign circled with a line through it

Get as much Information as you can! – cartoon hand pointing a finger upward

Bottom content: PATF logo, October 3, 2019, and Terry LaBan BreakThrough Visuals logo, www.breakthroughvisuals.com

 

Luncheon Keynote

Vision for the Future, October 3, 2019 and speakers listed at the top: KayLynn Petri, Elysia Williams, and State Treasurer Joseph Torsella

Money Club

  • Educating
  • Empowering
  • Supporting
  • Safe Space – that’s not a classroom

Cartoon of a man with an arrow to the word Empowering, above. He’s holding cash and saying, “SSDI, Money Mapping, Paychecks” while holding up a hand to a burglar with the words “Say ‘No’ to Scams”

Cartoon of the U.S. Constitution with We the People written at the top and the word “We” is circled with an arrow pointing to it that says “Means Everyone”

Cartoon of PATF’s “Cents and Sensibility” book with an arrow pointing to it that says Useful for Anyone

PA ABLE with a cartoon of State Treasurer Joseph Torsella

  • Saving PWD from enforced poverty
  • Don’t have to carry cash – cartoon of a debit card
  • Remove the fear
  • When it comes to ABLE programs, PA is #1

Bottom content: PATF logo, October 3, 2019, and Terry LaBan BreakThrough Visuals logo, www.breakthroughvisuals.com

 

Financial Education Tools

Vision for the Future Panel

FDIC

  • Has a robust plan for economic inclusion
  • Money Smart education programs – cartoon of a person wearing a graduation cap with a dollar sign for the tassel
  • Targets
    • Low/Moderate Income
    • Unbanked
  • All Free

CFPB

  • Your Money, Your Goals
  • Series of educational materials
  • Cartoon of woman with the words, “Credit, Debt, Savings” on her left side, and an arrow on her right pointing to a book with the following words on it: “Focus on People with Disabilities”

PA Dept. of Education

  • Cartoon of state of Pennsylvania with the number 500 inside the outline and above it: Consulting with school districts
  • Webinars
    • Book studies
    • Courses
    • Study groups

DoBS

  • Save & Invest PA for teens – cartoon of young man in a baseball cap and in a wheelchair, holding a smart phone that says Study Money on the screen

PHFA

  • Building Your Financial House
    • Taxes
    • Risk Management
    • Investing
    • Banking Products
    • Spending Sensibly
    • buildingyourfinancialhouse.org

PATF

  • Cents and Sensibility 6th Edition

Register for the Draft – so you don’t lose your benefits! With a cartoon of Uncle Sam pointing at you

Bottom content: PATF logo, October 3, 2019, and Terry LaBan BreakThrough Visuals logo, www.breakthroughvisuals.com

 

What Have We Learned and Where Do We Go From Here?

Vision for the Future

Vote to preserve programs and support allies – cartoon of hand putting ballot in ballot box

DHS:

  • Employer Management
  • Including employment in all conversations
  • Include mental health – cartoon of a brain with a smiling face on it
  • Talk about transition – cartoon of person with a suitcase 18-21

Senate Bill 723

  • High school credit for financial education – cartoon of a document and the words, “State wide!”
  • Cartoon of young woman with backpack on and a dollar sign in front of her face

Employment First

  • Pennsylvania Priority – cartoon of man holding a check

Money is our Voice – we should be able to make it without being afraid – cartoon of woman in bed looking concerned with a thought bubble that contains a dollar sign

Advocates: Do More!

Transportation is crucial – cartoon of person in a wheelchair next to a bus

ODP allows personal aides – cartoon of hand resting on a woman’s shoulder

Bottom content: PATF logo, October 3, 2019, and Terry LaBan BreakThrough Visuals logo, www.breakthroughvisuals.com

 

Closing Session

Vision for the Future and speaker names: State Rep Bryan Cutler and Liana Walters

Advocacy is crucial! Share your stories – cartoon of a woman’s head with a word bubble containing those words

If you’re not at the table, you’re on the menu – cartoon of man sitting at a table holding a fork and knife and there’s a face on his plate looking concerned

Support:

  • Keystone Saves – Retirement Plan Bill
  • Power of Attorney Reform – Access to Records
  • Guardianship Reform – Protects people who have guardians

That’s All, Folks!

Bottom content: PATF logo, October 3, 2019, and Terry LaBan BreakThrough Visuals logo, www.breakthroughvisuals.com

 

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